Here's what Mercedes financial services told me today:

Financial account:
Currently, deferred payments are offered - payments will be added to the end of your existing contract, and you will still accrue interest for the deferred months. Your contract will be extended by the number of payments you have deferred.

Rental bills (at least mine, which rose in June):
Similar to Finance.... currently, up to two lease payments can be deferred and they will be payable at the time your lease expires, however, your lease is not extended. They act as a balloon, payable at the end of the lease term. However, you can of course make these payments at any time before the end of the lease term, if you wish.

Disclaimer:
This is just something that was shared with me today by a representative I accidentally called

It doesn't look good. There's not enough money for all this.

Difficult situation. It always happens that all the problems pile up at once. I understand you very well, this is very difficult to overcome. I live in California, I lost my job a couple of months ago, I got laid off, the company couldn't handle the crisis. Can you imagine the situation I found myself in?? I'm a single mother...I found another job, but I didn't have enough money to pay my bills before my paycheck. I left an online request on the site https://paydayinusa.com/states/payda...-in-california . I managed to pay off everything. The amount is small, so I closed it with my salary.

This can help.